What are your investments doing for you?


The Tax Management Centre offers a wide variety of investment products to accommodate the financial requirements of our clients and for every type of investor profile.  We work with you to select the best solution that meets your goals, time horizon, and risk tolerance.

Mutual Funds

We offer a comprehensive selection of product available from over 30 mutual fund companies to match your investment goals and risk tolerance.


This is a retirement plan that you or your spouse or common-law partner establish and contribute to. Deductible RRSP contributions can be used to reduce your income tax. Any income you earn in an RRSP is exempt from tax for the time the funds remain in the plan. However, you have to pay tax when you redeem payments from the plan.


An RESP is an Education Savings Plan that is established for the purpose of providing tax-sheltered financial assistance to a beneficiary (usually a child) when he or she pursues a post-secondary education. Income on savings within an RESP grows tax-sheltered until the child is ready for a post-secondary education. 


This is a fund you establish with a carrier and that we register. You transfer property to the carrier from an RRSP, RPP, or from another RRIF and the carrier makes payments to you.   An RRSP is the ‘accumulation vehicle’, whereas the RRIF is the vehicle that pays the money back to you.


This allows you to use your home equity to pay off your mortgage. Developed by The Tax Management Centre, the Rapid Mortgage Paydown Strategy™, allows clients to pay off their mortgage in less than half of the amortization period. 

TFSAs (Tax-Free Savings Accounts)

New in 2009, Canadians aged 18 and older can save up to $5,000 a year in a registered Tax-Free Savings Account.  Unlike the registered retirement saving plan, contributions each year will not be deductible for income tax purposes. But interest and investment income - including capital gains - earned in the account will not be taxed when it is withdrawn, as is the case with RRSP withdrawals.


GICs are a flexible investment option. Your money is invested for a certain period of time. When the time is up, you get your money back plus any interest.   Not only is the principal fully guaranteed you receive interest as well. 


Individual Pension Plans (IPPs) are a type of defined benefit pension plan that are beneficial for higher income owners (typically over $100,000) of incorporated businesses and senior executives.    Allowable contributions are normally much higher than RRSP limits.

High Interest Savings Accounts

The Tax Management Centre is a deposit agent for ING Bank, and Manulife Bank.